Secured debt
Secured positions, underwritten to priority.
We originate and acquire debt secured by real property, underwriting each note to a defensible, recorded position with conservative loan-to-value coverage. Our capital is direct, so our commitments are certain.
What we deliver
First-position origination
We originate mortgages and deeds of trust secured by real property, targeting first-priority positions with disciplined loan-to-value limits.
Note & lien acquisition
We purchase performing and sub-performing notes and tax-lien positions, pricing to the collateral and the strength of the underlying title.
Priority & perfection
Every position is perfected by proper recording, with title review confirming priority over junior encumbrances before we fund.
Servicing & workout
We service positions we hold and manage workout, reinstatement, and — where necessary — foreclosure through qualified counsel.
How we work
A clear path, every time.
- 01
Collateral review
We open title, confirm value, and assess the priority and condition of the secured position.
- 02
Underwrite
Our platform models cash flows, downside, and recovery to set conservative terms.
- 03
Document & fund
Note, security instrument, and disclosures are prepared; funds are wired at close.
- 04
Perfect & service
The lien is recorded and perfected, then serviced with ongoing reporting.
Common questions
Good to know.
Have a question we haven't answered? Our team is glad to walk through specifics for your situation.
Ask our teamWhat loan-to-value do you target?
We underwrite conservatively, generally to protective equity cushions appropriate to the asset and position. Specific terms are set per opportunity.
Do you buy second positions?
Selectively. Junior positions are priced to reflect the senior debt ahead of them and the protective equity that remains.
Is this lending available to consumers?
Our programs are oriented to business-purpose and investment real property. All lending is subject to licensing, jurisdiction, and applicable law.
Let's discuss your real-property objective.
Whether you are conveying a deed, placing a lien, clearing title, or selling land, our team responds within one business day.